Equity Bank Tanzania Job Vacancy, Credit Analyst Senior Officer July 2026

Equity Bank Tanzania Job Vacancy, Credit Analyst Senior Officer July 2026

Credit Analyst Senior Officer

Equity Bank Tanzania

Dar es Salaam

Equity Bank Tanzania Job Vacancy, Credit Analyst Senior Officer July 2026

Job description – Key responsibilities

• As part of the credit committee of the Bank, participate in the review of creditworthiness and risks associated with potential business transactions with appropriate tools and models, with a view to providing mitigants to identified risks.
• Analyze financial and non-financial data for proposed credit to determine the degree of risk involved in extending credit or lending money to segments/ businesses, full assessment of liquidity, profitability, and credit histories of customers.
• Work closely with the Credit Quality Assurance Unit to proactively identify problem accounts and make timely recommendations to senior management for remedial action.
• Support the loan remediation team, in negotiating work out plans and strategies for delinquent customers
• Responsible for full Review of All credit Applications received from Business units and recommend to HOCC/EXCO for Approval.
• Supervise, provide appropriate guidance, and mentor Credit Mangers at Branches to ensure onboarding of good and quality business and adherence to all Bank policy and procedures including compliance with KYC.
• Preparation of Monthly activity Report for Credit Underwriting Unit and present at HOCC.
• Credit Risk assessment review and evaluation on various credit application submitted from Business Unit.
• Ensure adherence to approval procedures and credit standards as outlined in the bank’s lending manual, maintaining strong internal controls and compliance.
• Assessment of Client Business for appropriate Cash flow assessment, Loan structuring and required amount proposition.
• Ensure all credit policy exceptions are appropriately escalated and authorized by the relevant senior approving authorities.
• Deliver a high level of internal customer service, emphasizing accuracy, responsiveness, and efficiency in line to agreed TAT.
  To monitor all aspects of the Bank’s Credit risk management process and ensure that they follow the approved governance.and escalate exceptions with recommendations to senior management for appropriate action.
• Provide Training and consultation to lending officers at Branch and Head office level.
• Ensure growth of a quality loan portfolio
• Undertake all such other roles and responsibilities as may be assigned by the Immediate Supervisor from time to time

How to Apply:

If you believe you can clearly demonstrate your abilities to meet the criteria given above, please submit your job application cover letter along with a detailed resume, copies of the relevant certificates and testimonials in a single PDF file format, quoting the respective Job title or Ref no. in the subject field to [email protected] by 5th August 2026.

Only short-listed candidates will be contacted.