Accountant /Finance Officer Job Vacancy at SAVA Tech Financial Services LTD

Accountant /Finance Officer Job Vacancy at SAVA Tech Financial Services LTD

Job Advertisement: Accountant / Finance Officer 

SAVA Tech Financial Services Limited

Location: Dar es Salaam, Tanzania 

About Sava-Tech Financial Services Limited 

Sava-Tech Financial Services is a microfinance private company duly licensed  by the Bank of Tanzania to engage in microfinance operations within Tanzania  Mainland, which currently owns and operates a trading name Sava Loan, Sava  Loan is an online lending platform that aims to provide affordable financial  services to African consumers and small businesses who have limited access to  financial products from traditional banks 

Position Summary:  

To support the finance function by maintaining accurate accounting records,  processing transactions, ensuring compliance with financial policies, assisting in  budgeting and reporting, and enabling timely financial information to support  business decisions and regulatory requirements. 

Key Responsibilities 

1. Record and post approved financial transactions (cash, bank, mobile  money, general ledger) in the accounting system. 
2. Maintain bank, cash, petty cash and mobile-money records; perform bank,  cash and float reconciliations on a timely basis. 
3. Process payments (supplier invoices, staff reimbursements, mobile transfers,  bank transfers) ensuring all supporting documentation is complete (invoices,  delivery notes, LPOs, timesheets, etc.). 
4. Ensure all payments are coded correctly, stamped “PAID” (or equivalent)  and in line with company policy. 
5. Monitor accounts payable and accounts receivable; follow-up on  outstanding balances when required. 
6. Assist with month-end and year-end closing activities: accruals,  prepayments, ledger reconciliations, fixed-asset register updates. 
7. Assist in the preparation of monthly, quarterly and annual financial reports  for management, regulatory bodies and auditors. 
8. Support budgeting, forecasting and variance analysis: collaborate with  department heads to monitor spending and highlight variances.
9. Ensure compliance with Tanzanian statutory requirements (taxes — PAYE,  VAT, NSSF; audit filings; banking regulations). 
10. Maintain and update internal financial controls, policies and procedures to  safeguard assets, ensure accuracy of financial records and minimize risk of  fraud. 
11. Support external and internal audits: prepare schedules, liaise with auditors,  implement audit recommendations. 
12. Maintain an orderly filing and documentation system (both hard copy and  electronic) for financial records, ensuring confidentiality and ease of  retrieval. 
13. Provide ad-hoc financial analysis, recommendations and support to  management as required. 
14. Other responsibilities as may be assigned by the Finance Manager. 

Qualifications & Experience 

1. Bachelor’s degree in Accounting, Finance or equivalent. 
2. Professional accounting qualification (CPA-T, ACCA, or equivalent) is an  advantage. 
3. Minimum 2-3 years of relevant accounting/finance experience (preferably  in Tanzania or East Africa). 
4. Experience in the financial services sector, banking, Microfinance or  financial institution will be considered a plus. 
5. Good knowledge of Tanzanian tax laws, statutory financial requirements  and regulatory environment. 
6. Strong computer skills: MS Excel (advanced), accounting software systems. 
7. Excellent attention to detail, accuracy and a strong sense of integrity and  confidentiality. 
8. Good analytical skills and ability to interpret financial information to support  decision-making. 
9. Strong organisational skills and ability to manage multiple tasks, meet  deadlines and work under pressure. 
10. Good communication skills in English and Kiswahili (written and spoken).
11. Ability to work both independently and as part of a team. 

Key Competencies 

1. Integrity & Ethics: Demonstrate high ethical standards, confidentiality and  honesty in handling financial information. 
2. Accuracy & Attention to Detail: Ensure all financial entries are correct and  supported by documentation. 
3. Initiative & Problem-Solving: Identify issues or discrepancies, take prompt  corrective action or raise to supervisor. 
4. Teamwork & Collaboration: Work cooperatively with other departments,  support finance team and build good working relationships. 
5. Compliance & Control Orientation: Adhere to policies, procedures and  regulatory requirements; proactively improve controls. 
6. Communication: Clearly present financial information, liaise with internal  stakeholders and external auditors. 

Working Conditions 

1. Full-time employment. 
2. Based in Dar es Salaam. 
3. Standard office environment; occasional extended hours during month end or audit periods. 

How to Apply:  

Interested candidates should send their applications including a cover letter, CV  and three professional references to: [email protected] by November 20, 2025, with  the subject line “Application – “Accountant/Finance Officer.” 

For more information, please visit www.sava.co.tz 

Only shortlisted candidates will be contacted