Business Development Officer at NBC Bank Tanzania

Business Development Officer at NBC Bank Tanzania

Position: Business Development Officer

Organization: National Bank of Commerce (NBC) Tanzania

Location: Tegeta Branch, Dar es Salaam

Closing Date: September 22, 2026

Job Summary

The Business Development Officer is responsible for recruiting and managing borrowing customers within the Micro-SME segment (including Kua Nasi, Agriculture/NBC Shambani, and LaRiba). Operating from the Tegeta Branch, the role focuses on growing a high-quality loan portfolio, mobilizing deposits, cross-selling bank products, and ensuring all credit activities adhere strictly to NBC’s Credit Policy and Product Procedure Manuals.

Key Responsibilities

• Loan Portfolio Growth & Onboarding:

  • Identify, negotiate, and convert lending leads into quality borrowing clients within established Turnaround Times (TAT).

  • Onboard eligible Micro-SME customers in line with product specifications and safeguard bank interests across internal and external engagements.

• Credit Underwriting & Appraisal:

  • Receive, review, and verify credit applications against mandatory documentation checklists.

  • Conduct credit assessments/appraisals to evaluate applicant creditworthiness.

  • Collaborate with the Credit Risk Committee (CRC) to conduct client site, business, and collateral validation visits.

  • Coordinate with HQ teams (Retail Credit/Business) to resolve credit queries promptly.

• Portfolio Management & Quality Control:

  • Ensure disbursed facilities adhere to approved terms and execute post-disbursement visits to verify fund utilization.

  • Maintain up-to-date client documentation and branch credit records.

  • Facilitate timely facility renewals or refinancing for eligible accounts.

  • Monitor portfolio health, execute turnaround or recovery measures, and implement interventions to control delinquency.

• Deposit Mobilization & Cross-Selling:

  • Drive deposit collection from new and existing Micro-SME clients across Kua Nasi, NBC Shambani, and La Riba segments.

  • Cross-sell the bank’s broader portfolio of retail, digital, and commercial products.

• Relationship Management, Capacity Building & Reporting:

  • Serve as a trusted business advisor to clients, offering guidance on credit structuring and business growth.

  • Conduct product awareness sessions and mass marketing/training for existing and prospective customers.

  • Prepare and submit regular performance reports and attend mandatory CRC, loan delinquency, and collection meetings.

Qualifications & Requirements

• Education: Bachelor’s Degree or equivalent in Finance, Accounting, Agribusiness, Banking, Economics, Planning, or related business fields. (A Master’s degree or professional banking certification is an added advantage).

• Experience: Minimum of 1 year of working experience in the banking industry. Prior experience in Micro-SME lending is highly desirable.

• Core Competencies:

  • Practical understanding of Micro-SME credit underwriting, risk assessment, and portfolio monitoring.

  • Commercial thinking, customer service excellence, and deposit mobilization capabilities.

  • Strong networking, persuasion, communication, and relationship management skills.

  • Digital familiarity and adaptability to organizational change.

How to Apply

Qualified candidates should submit their application online through the NBC Careers Portal using Requisition ID: R-15990999 before the closing date on September 22, 2026.

CLICK HERE TO APPLY