Credit Officer II – (Credit Administration) Job Opportunity at TADB

Credit Officer II – (Credit Administration) Job Opportunity at TADB

Credit Officer II – (Credit Administration)

TADB 

NATURE AND SCOPE:

The Credit Officer (Credit Administration) supports TADB’s mandate by ensuring the integrity and compliance of all credit documentation and processes. Reporting to the Credit Administration Manager, the role is responsible for validating collateral, monitoring loan performance, and preparing timely reports
to support sound credit decisions and risk management.

The officer plays a key role in maintaining accurate credit records, facilitating regulatory reporting, and safeguarding the Bank’s credit portfolio in alignment with its development finance objectives.

DUTIES & RESPONSIBILITIES:

To validate all collateral documents such as bonds and securities, stocks and shares, guarantees, mortgage documents etc.
To ensure that clients are debited or billed all charges and interests on due dates as
specified in the Credit Instruction Memo or as customary.
To follow up on the stipulated loan instalment or repayment provisions.
To notify concerned departmental Officers promptly of any defaults or other irregularities.
To prepare monthly reports on all credit facility limits that expire during the course of the following three months.
To prepare monthly reports to the Credit Committee on incomplete or missing documentation for transactions already booked.
To initiate Bank of Tanzania and other periodic reports.
To initiate monthly reports to Credit Committee on all accounts graded less than ‘good’, including detailed month-end outstanding.
To maintain an up to date collateral data in the system.
Reconciliation of loan repayment accounts to ensure accuracy of all credit records and timely identify and resolve discrepancies.
Monitoring of disbursed funds and ensure proper utilization in line with loan agreements.
To carry out any other duties assigned by the supervisor from time to time

QUALIFICATION, SKILLS , EXPERIENCE AND COMPETENCIES

Holder of Bachelor Degree in one of the following fields; Agricultural Economics & Agribusiness, Agricultural extension, Economics, Business Administration, Banking, Accountancy, Banking and Finance, Economics, Commerce or equivalent qualification from recognized institutions.
Advanced proficiency in Microsoft Office Suite, with a strong emphasis on Microsoft Excel for data analysis and reporting.
Demonstrated expertise in resolving credit-related issues, including payment discrepancies, delinquency tracking, and account reconciliations.
At least two years of experience in Credit Administration in a financial institution.
Strong analytical capability to interpret complex financial data, identify patterns, and support strategic decision-making.
Sound judgment in assessing creditworthiness, evaluating loan applications, and determining appropriate credit limits based on financial insights.
Exceptional organizational skills, with the ability to manage multiple priorities, meet strict deadlines, and work efficiently under pressure.
High attention to detail and accuracy, particularly in maintaining financial records, performing data entry, and conducting credit analysis.

MODE OF APPLICATION AND CLOSING DATE:

Job applicants are required to apply for this employment opportunity through the TADB career portal: https://www.tadb.co.tz/careers/ or send an email to [email protected]

Please note: applicants are required to attach the following to their respective applications:

• Application letter showing how you meet the requirements of the position
• An up-to-date Curriculum Vitae
• Contacts stating name in full, physical address, telephone numbers, and e-mail addresses of the candidate
• Certified copies of relevant certificates
• Names and full contacts of three (3) referees

Tanzania Agricultural Development Bank Limited is an equal opportunity employer. The Bank does not engage in practices that discriminate against any person employed or seeking employment.

In line with our commitment to diverse and inclusive workplace, we encourage applications from women and qualified candidates with disabilities.

Tanzania Agricultural Development Bank Limited fosters the strength and health of its workforce through a competitive benefits package, professional development, and policies and programs that support a healthy work/life balance.

If you have not heard from us four weeks after the closing date, consider yourself unsuccessful.

The deadline for submitting the application is 10 August 2025.