Chief Credit Officer at Antal International Tanzania

Chief Credit Officer at Antal International Tanzania

Chief Credit Officer at Antal International Tanzania

Salary: Competitive Salary + Other Benefits
Location: Tanzania
Industry: Banking & Financial Services

Purpose(s) of the Job:

Create high quality credit risk assets of the bank, minimize the incidence of non-performing loans of the bank and increase the financial performance of the bank by creating profitable credit risk assets.

Responsibilities:

Recommend for approval facilities, risk mitigating factors, structures, terms and conditions of bank credits after proper analysis.
Evaluate third party credit risk analysis and make appropriate recommendations.
Oversee the post-approval evaluation of appropriate credit facilities and initiate follow-up actions
Ensure that all credit applications comply with the bank’s credit policy and procedure
Ensure that the relevant credit approval procedure and process are adhered to at all times
Effectively coordinate the activities of department members to ensure that performance objectives are met
Train credit analysts to improve their skills and knowledge of officer/manager relations by participating in personal training and development
Review memos and product programs and offer appropriate advice based on detailed analysis
Develop and improve the quality of presentation / submission of credit to the bank
Accurate daily, weekly and monthly reporting of department performance returns to Executive Management
Perform other duties assigned by the leader of the country

Key Performance Indicators (KPIs)

• Number of provisions for bad debts made before
• Compliance with internal and external policies and regulations
• Quality of the asset portfolio
• Customer Satisfaction Index
• Good external credit rating
• Added value to credit requests
• Effective control/management of all subordinates to achieve team goals

Educational Qualifications:

• University Degree in any Discipline

Previous work experience requirements:

• Minimum of 6 years of credit control, credit administration experience

Knowledge

• Financial accounting
• Credit analysis and risk assessment
• Good knowledge of the country’s economy and market dynamics
• Good knowledge of bank policies and procedures
• Good knowledge of credit products

Skills

• Good analytical skills
• Excellent writing skills
• Good presentation skills
• Good interpersonal skills
• Have a team spirit and have an excellent sense of organization
• Attention to detail
• Good communication skills

CLICK HERE TO APPLY

Also Read: Head, Public Sector at Antal International Tanzania